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Thursday, August 4, 2011
Wednesday, August 3, 2011
Tuesday, August 2, 2011
87% Buck
All Critics (69) | Top Critics (20) | Fresh (60) | Rotten (9)
One of the most valuable things a film can do is to take you to a place or introduce you to a character you haven't encountered before.
It's well and good to hear Buck and others tell his story, but the film wouldn't come to much if you didn't feel the connection between his present and past in every frame.
You don't have to be a horse nut to fall for "Buck," one of those rare documentaries whose subject is so inherently fascinating that a fictional character could hardly compete.
Documentaries have a wonderful way of making us care about people and things way outside our own experience, and "Buck" is a prime example.
Brannaman is a fascinating character, but Buck is so tightly focused that only avid horse lovers will find it appealing.
The man's mythology precedes him, and it's the movie's failing that we don't understand how or whether he uses that mythology because he knows it's good business.
...you don't have to completely buy into the language and methods of the horse trainer Buck Brannaman to approve of him.
Watching Brannaman wrestling with his own torments and reaching an understanding with horses is both mesmerizing and inspiring.
Stirring low-key and no-nonsense documentary on renown horse trainer Buck Brannaman.
With an elegant simplicity that befits the man at the center of it all, it's a multi-layered, metaphor-rich film with beautiful, hard-to-ignore lessons.
Idyllic, inspirational, uplifting film
It's a serene quality that has the same calming and inspiring effect on a movie audience: After spending 90 minutes with Buck, I'd probably walk into a horse trailer on his say-so, too.
Both Buck and 'Buck' endorse sensitive care for the voiceless, whether they be horses or cowed children.
It is perhaps a measure of the success of a documentary to be able to interest you in a subject that you'd not normally gravitate toward.
... makes you want to be a better person,closer in calmly authoritative spirit to Buck Brannaman. When he strides on screen, there's something mystical about this Wyoming cowboy, whose saddle posture could model for a Frederic Remington sculpture.
... by the time its 90 or so minutes have flown by, we feel like we've made a new friend.
In Buck, director Cidy Meehl captures a man who has dignity, a certain grace, and is self-effacing. Meehl makes a wise choice in keeping Buck from being contrived and just a feel-good experience. She keeps it authentic and human.
It's mesmerizing to watch him do his magic with problem horses, but the film becomes a bit of a one-trick pony after a while.
Brannaman's story is intriguing enough to survive the rather unimaginative construction of the movie that contains it.
Unfortunately, "Buck" follows too closely its hero's example: It is laconic to the point of sleepiness.
"Buck" is an extraordinary and fascinating story about an individual who believes you can accomplish more through simple kindness and understanding.
The movie never takes itself too seriously, maintaining a light tone with a few stabs at humor. The camera work is outstanding with great shots of a variety of horses in the great outdoors.
It's a small story that trades in big emotions, and Meehl makes it worthy of the full-scale approach.
As a manual for handling animals - and people, for that matter - Brannaman's common-sense teachings broaden his story's appeal.
More Critic ReviewsMonday, August 1, 2011
Secured Car Finance or Personal Loan | caripanduan.com
Secured Car Finance or Personal Loan
Ever wondered what the difference is between secured car loans and personal unsecured car loans and how that difference affects your finance and their repayments.? The difference can vary depending on the bank or finance company, but is larger when the true cost of each is taken into account.
Before we get into the nuts and bolts of car loans packages , let?s first have a look at the various workings that determine the cost of your loan and of your monthly repayments. The cost of a loan is the total you repay less the sum borrowed. Hence, let?s say you are repaying ,000 at 12% interest rate over 36 months; you will repay at the rate of 4.29 per month.? That would total a repayment of ,914.44, and the cost of the loan would be ,914.44 plus any set-up or administration fees.? A car loan calculator will enable you to work this out for yourself.
An alternative to a car loan package would be car hire purchase (HP), where you hire the car over the repayment period and take delivery of the owership papers to the vehicle with your final payment. Until then the car belongs to the HP company.
However, most credits are either secured or unsecured, and not all lenders offer car loans that are unsecured so let?s look at secured car finance first. Secured car finance is one whereby the lender offers the loan with the car as security.? If you fail to make payments, the lender can sell the car to recoup their money.? It is possible to get a secured car loan if the car is over a certain age, often 7 years, but the car finance term or loan term may be requested to be shorter than the standard 5 yearsor not at all by using your home or some other form of security. These however are not strictly classed as car financing. It is generally the car that is the security.
If you prefer you can request no deposit car finance and have all on-road costs added to the amount financed. Options like registration , loan insurance and comprehensive auto insurance as part of the financing deal.? Loan insurance makes sure that the finance is paid off in the event of your death during the loan period, and car insuranceis needed to make sure that the car is in good condition should it be needed to repay the lend in the event of you defaulting on your loan commitment.
This might all sound like doom and gloom, but these are conditions you see with most secured car loans, not only car loans. Secured car loans terms are from 1-7years, and the interest rate will be lower than that for an unsecured car loan where the finance company charges extra to compensate for their added risk. As with any loan, a deposit will result in lower payments, or a shorter term, whichever you prefer.
You could also apply a balloon, which is an amount borrowed where you pay interest only and finalised the principle when finalising the loan.? This is popular by those whose income will increase over the period, and they will be in a better financial position to pay a lump sum in 3 ? 5 years time. This? too? results in either a cheaper repayment per monthor a shorter repayment term.
If you are buying a used motor vehicle, your loan will be priced differently according to the car finance company and the age of your car. Many will charge higher loan rates, and the current credit crisis has changed the outlook of many lenders to unsecured car finance in particular. Many no longer offer unsecured car finance due to the increased risk in the current economic climate.
However, they are still available, and some online brokers can assist in getting you a good low rate unsecured car loan. In addition to the interest rate on such loans, you should also evaluate the fees charged, since they can involve a considerable outlay for you before you get the loan.
The key differences between secured and unsecured car loans, therefore, can be summed up as:
Secured car loans are more affordable to repay, with generally lower interest rates.
You need to have full comprehensive car insurance with all secured car loans, while unsecured loans do not.
Both loans could require life insurance cover for the finance, but secured car loans are more likely to.
You can sometimes include comprehensive insurance, registration and other costs in the secured loan, but with an unsecured car financing you must include the the costs on top of the amount borrowed.
Fees for unsecured car loans can be greatly higher than for secured car loans.
Not all lenders will offer unsecured auto loans.
There few doubts that if your car is young enough to be given a loan with the car as colateral, then that should be your option.? You might be able to arrange a secured loan for an older vehicle with your dwelling as security, but you will have to make sure to maintain the payments since lenders are becoming unsympathetic in the current economic down turn.
Car Loan Calculator is a website in Australia providing car finance information online. Use their car loan calculator to get car loan rates and finance repayments.
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Dem group raises $5M to counter Republican ads (AP)
WASHINGTON ? An outside group founded this spring by two former Obama White House advisers has raked in millions in donations since April, relying in part on top-flight fundraisers and labor unions to counter GOP-leaning ads critical of the president and congressional Democrats.
Priorities USA Action, an independent group founded by former Obama aides Bill Burton and Sean Sweeney, said Sunday its donations included $2 million from film producer Jeffrey Katzenberg, as well as $500,000 each from Fred Eychaner, founder of Chicago-based Newsweb Corp., and the Service Employees International Union.
Priorities USA Action and sister organization Priorities USA have raised more than $5 million since this spring, Burton said Sunday. Those amounts paled in comparison to the $86 million raked in by the Democratic National Committee from April through June, as top donors focused on President Barack Obama's first fundraising quarter.
Burton said Priorities has had a major impact with targeted local advertisements ? tallying more than $700,000 ? in part by making Medicare cuts a litmus test for Republican presidential candidates. That included a targeted ad against former Massachusetts Gov. Mitt Romney on Medicare.
Priorities' ad buys contrast with the $20 million to be spent this summer by Republican-leaning American Crossroads ? tied to former President George W. Bush adviser Karl Rove ? on a series of ads critical of Democrats ahead of the November 2012 election.
In response to "Rove's negative ads on the economy," Burton said, "we choose to invest in only swing states and, within those states, the most efficient television markets. Dollar for dollar, our spending is having a much greater impact on the voters who will decide the 2012 race."
The group planned to file its report with the Federal Election Commission on Sunday.
Both the Democratic- and GOP-aligned groups, known as "super" political action committees, have gained momentum following the Supreme Court's 2010 ruling in Citizens United v. Federal Election Commission, which overturned a previous ban on corporate spending in federal elections.
Obama has publicly criticized the ruling ? even during a 2010 State of the Union address, with court members a stone's throw from the House rostrum ? but that hasn't stopped Democratic-leaning groups from trying to keep up with an influx of spending by new GOP-leaning groups, including Crossroads.
Indeed, wealthy donors have poured money into GOP-leaning super PACs, but labor unions and activists have also opened their checkbooks, an Associated Press review of FEC records found. Democratic-tilting American Bridge, for instance, received a bulk of its $3 million from liberal congressional districts in New York City and the San Francisco Bay Area.
Crossroads, meanwhile, raised $105,000 in the last two weeks, nearly all from John Templeton Jr., FEC records show. Templeton is president of the John Templeton Foundation, which, according to its website, funds research into "the Big Questions of human purpose and ultimate reality." Templeton also contributed the maximum $5,000 to America's Foundation, the political action committee of former GOP Sen. Rick Santorum, a 2012 candidate for the White House.
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Associated Press writer Ken Thomas contributed to this report.
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